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Loans

 

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Not sure how much you can afford?
Before you take out a loan, check you can afford to repay it with our affordability guide.

Loan features summary box
The plain and simple facts.

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Personal loans

8.9% APR Typical on loans of £7,500 to £25,000 for up to 5 years*.

Apply online to borrow any amount up to £25,000 and get the money in your account today*.

Features at a glance

  • Loan amount of your choice up to £25,000.
  • The option to take breaks from your loan repayments with repayment holidays**.
  • Choose to make no repayments for the first 3 months with Buy Now Pay Later**.
  • Optional loan protection that could cover your repayments in case you lose your job or can’t work.

If you are registered for Internet Banking:

Apply online
or call us on 0800 056 0140.

Get a quote for an Internet banking personal loan

If you are not registered for Internet Banking:

Apply online
or call us on 0800 092 2290.

Get a quote and apply online for a personal loan

Secured loans

Borrow £25,000 or more with our Formal loan and secure it with your home or life assurance policy.

Bridging loan
Get a competitive loan to help you through the gap in your finances you can experience between buying and selling your home.

Further education and graduate loans

Our loans for graduates or to see you through further education, are competitive and easy to arrange.

Protecting your loan

Optional Loan Protection may enable you to meet your loan repayments if you can’t work due to illness, accident or unemployment. You can only take out this valuable insurance when you apply for your loan so remember to tell us if you want it.

Our Loan Protection has been awarded five stars for quality of cover by
Defaqto, an independent financial research company.  This rating is based on the features and benefits of our Loan Protection product.       

                                                                                                  defaqto 5 star award  

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Choose the current account that suits your needs. All with a range of car, travel and mobile essentials.

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† Most Popular lender defined as having the largest share of the unsecured personal loans market. GfK FRS 6 months ending April 2008, based on 3,510 loans held (excluding secured, point of sale under £1k and interest free loans).
* How much we lend and the rate available are subject to our assessment of your circumstances. You must be 18 or over and a UK resident. Loans transferred instantly between the hours of 9:30am and 8:30pm or within 24 hours outside these times.
**Repayment holidays are available if you meet certain conditions. Interest will be charged if you take a break from your repayments or defer your payments, so you will pay more interest overall.
Defaqto is an independent financial research company that scores products for quality across a wide range of features and benefits. Using a unique scoring system Defaqto then assign a star rating to each product. The highest rating of five stars is only awarded to products which meet a certain benchmark. Our Loan Protection product has been awarded a Five Star rating for quality of cover for the second year running.